Break down your next big purchase with a Financeit-approved business.
Financeit is the effortless, mobile-friendly way to pay for large purchases in low installments.
Get approval decisions quickly. Pay off your purchase quickly.
Get credit checks in seconds, complete applications in minutes. Set up pre-authorized payments and pay off your loan as early as you please – without penalty.
You have a budget. We have a financing option to match it.
Financeit works with a wide variety of businesses to help you break down large purchases and projects, and our interest rates are competitive with most credit cards.
Frequently asked questions:
What’s the catch?
No catch. Our financing options have no hidden fees or sneaky payment terms. You’ll know up front if your loan carries a small cost. There are no customer fees for residents of Quebec.
What recognizable businesses offer financing through Financeit?
West Coast Wash, Tri Screen Display, California Closets, Jacuzzi, and Home Hardware Home Installs are just a few of the 8,000+ businesses that offer financing through Financeit.
How can you apply for financing?
You have to apply through a business that offers Financeit. The Financeit-approved business will help you apply for financing in person or they’ll send you a private application link so that you can apply on your own.
What documents will you need to provide?
You can set up your loan automatically by logging in with online banking—no documents required! If you don’t want to log in with online banking, you’ll need a piece of government-issued photo ID, and a void personal cheque to set up automated debit payments. In some cases you might need to provide proof of income.
How can you get approved for financing?
Financeit pre-approves applicants based on their credit reports.
What will your interest rate be?
Our interest rates vary depending on the size of your loan, the details of your credit report, and the type of product or project you’ve purchased. Interest rates typically range between 8.99% and 14.99%* – competitive with most credit cards. We never charge backdated interest.
*Rates are subject to change without notice.
How do you make payments?
Once you’re approved and your payment frequency is set, automatic payments will be withdrawn from your bank account.
There are no penalties or fees for early repayment. If you’d like to make a lump sum payment or pay off your balance in full, log in to your Financeit account.
How long will you be making payments?
Amortization periods can vary, and depend on the size of your loan, the details of your credit report, and the type of product or project you’ve purchased.
Amortization periods can be as short as 12 months or as long as 20 years.
How is your privacy protected?
We take your privacy very seriously. Our product uses best-in-class encryption to ensure that your data is protected.